Prepare to Retire Comfortably
As Financial Advisers to many business clients, we understand the unique set of circumstances that apply to you as a business owner. Long hours, sacrifice and sleepless nights are common among many business owners. That’s why getting the right financial advice is necessary to ensure your hard work pays off.
“When you retire, the last thing you want to worry about
is money and funding your lifestyle.”
At Insight we have worked with many clients in preparing them for retirement and assisting them in organising their retirement assets, so that they can retire with peace of mind.
As professional providers of retirement planning, superannuation and aged care advice, we can provide recommendations on a number of important and effective strategies. This allows you to live the retirement lifestyle you desire, while knowing you are going to have sufficient income to meet your retirement goals.
TRANSITION TO RETIREMENT
A Transition to Retirement (TTR) strategy can involve tax effective contribution and withdrawal of funds from your superannuation and retirement accounts, allowing you to give your retirement assets a boost, without reducing your take home pay.
Alternatively, you may wish to reduce the number of hours you currently work, but you do not wish to give up your current income and linked lifestyle.
There are a number of options that help you achieve this goal and we can provide advice on whether this is appropriate for you or not.
ASSET AND INCOME PROJECTIONS
To enjoy your retirement today you need to have faith that you will have sufficient funds available to enjoy your life tomorrow and the day after.
That is why we use retirement modelling software to keep you on track with your investments, while ensuring you are achieving the income you need to meet your retirement goals.
Whether you wish to take an annual holiday overseas or buy a new car every few years, we can analyse your retirement assets to ascertain how long you can enjoy your preferred retirement lifestyle. We even work with you to determine ways to increase your assets or preserve the assets you currently have.
CENTRELINK AND THE AGED PENSION
While many of us do not believe we are eligible for the aged pension, this assumption is often incorrect. While many of us may not be entitled to the full aged pension, there are many who are entitled to a part pension as well as the variety of benefits that are included with the age pension, such as the health care card.
By considering your position prior to retirement we assist in arranging your affairs to ensure you are able to receive the benefits to which you are entitled.
ESTATE PLANNING
Part of retirement is working towards a point of comfort where we acknowledge we will pass one day. Because many of our clients are at a point in their life where they are considering their legacy and estate, we are able to help our clients in arranging their affairs, to ensure a smooth transition of assets when they pass. More importantly, with appropriate estate planning, comes a smoother acceptance of your passing, which allows your family to grieve and celebrate the life you have led.
Contact Us Today
At Insight IRS we offer all prospective clients a complimentary initial meeting.
Call 1300 551 267 or Email great.advice@insight-irs.com.au